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Own Real Estate Blog

Thursday, October 18, 2018   /   by Rashad Howell

$20,000 Purchase Assistance Program

Prince George's County Purchase Assistance Program (PGCPAP)

Fostering and promoting affordable homeownership is a key housing policy strategy for Prince George's County.  The Prince George's County Purchase Assistance Program (PGCPAP) supports this strategy by providing home purchase assistance to eligible, first-time home buyers to purchase residential properties in Prince George's County.  Home purchase assistance includes down payment, mortgage principal reduction and/or closing costs.  

The Program is funded by the Housing Investment Trust Fund.  The Redevelopment Authority of Prince George's County administered the program in partnership with participating lenders, realtors and housing counseling agencies that are approved by the U.S. Department of Housing and Urban Development (HUD).

The PGCPAP remaining available balance is $1,986,501.40 as of October 1, 2018.

Loan Terms

Maximum loan: $15,000.00 ...

Thursday, October 18, 2018   /   by Rashad Howell

Maryland Mortgage Program

Maryland Mortgage Program

Buying a home is a big deal. For Marylanders just like you, it may be the single largest purchase you ever make, and the choices you make can impact your family’s life for years to come. For many people, becoming a homeowner can mean stability, greater control over how you live, and the potential for building wealth and equity for your family’s future.

What is the Maryland Mortgage Program?

The Maryland Mortgage Program (MMP) provides 30-year fixed-rate home loans to eligible homebuyers purchasing in Maryland. Loan terms are competitive with other home loan products on the market, but what makes MMP unique is the range of associated financial incentives and other assistance that, for many homebuyers, means the difference between being able to purchase and continuing to rent.

Home Loans

All home loan products available through MMP are 30-year, fixed-interest rate mortgages. There are a few different types of home loan products, an ...

Thursday, October 18, 2018   /   by Rashad Howell

Montgomery County Homeownership

Montgomery Homeownership Program II??


The Montgomery Homeownership Program II, an initiative of the Maryland Mortgage Program in partnership with Montgomery County, gives eligible homebuyers purchasing in Montgomery County up to $25,000 in down payment assistance.

This financial incentive is provided by Montgomery County to help working families and first time home buyers achieve affordable homeownership in the County. Eligible homebuyers can take advantage of this assistance by purchasing their home through the Maryland Mortgage Program, which has helped thousands of families achieve homeownership and comes with the security that only the state's flagship homeownership program can provide. 

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Wednesday, September 26, 2018   /   by Rashad Howell

7 Qualities of a Good Neighbor

Win and woo your next-door friends with a little neighborly know-how.

If you want good neighbors, you’ll first have to become one yourself. Master these seven techniques, and even you (yes, you!) can win the approval of your entire neighborhood.

1. Good neighbors bring cookies

Whether you’re new in town or haven’t kept in touch, a delivery of freshly baked goods is a perfect way to break the ice and let neighbors know that you’re thinking of them.

If cookies can keep Santa returning year after year with a bag full of loot, then surely they can train your neighbors to do your bidding. Consider the following scenario.

“Honey, somebody’s robbing the neighbor’s house again.”“Wait, Janet. The ones who brought cookies yesterday?”“Exactly. This time I’ll call the cops.”

2. Good neighbors rarely gossip

If your neighbor seems to know the dirt on everyone within a two-block radius, you can count on. ...